For the first half of 2020 I plan to make some changes to my P2P lending portfolio: I will actually reduce the exposure on Estateguru and FastInvest, but I will increase the one on Peerberry and possibly Grupeer. I would also like to include Viventor, which, apart from the past problems with Aforti (LO also present on Mintos), seems a good option to me. And it also has a 4-year track record so far. I will definitely continue my strategy on Crowdestor, Wisefund and TFGCrowd, buying projects with a return starting from 12% and lasting up to 12 months.
This is the situation in January 2020, but it will slowly change as described above.
I also plan to increase my investment in Gimme5 and start with ETFs.